More capital and lower rates for returning customers.
Trusted • Fast • Inclusive
Microcredit reimagined for small businesses & ambitious people
Dreamland provides affordable, transparent micro-loans with flexible repayments, quick digital approvals, and tailored support so entrepreneurs in Ghana and beyond can scale confidently.
DL
Secure • Instant
₵ 12,500
Active Loan
50+
Loans
98%
Approval
72h
Disbursal
Features built for your growth
Everything you need to access short-term capital, manage repayments, and track progress — without the red tape.
₵
Micro Loans
Small amounts, flexible terms, fast approval.
⚡
Instant Decisions
Automated credit checks speed up approvals.
🔁
Flexible Repayments
Plans tailored to seasonal income and cashflow.
🤝
Community Support
Financial coaching & growth resources for borrowers.
Get a quick quote
Estimate loan
Fast
How it works
Simple steps from application to disbursal — built to get capital into hands quickly and responsibly.
01
Loan application
Fill a short form and upload basic documents.
02
Fast approval
Automated checks + quick human review.
03
Receive funds
Disbursal within 24 hours for approved loans.
04
Collateral free
Build credit and access larger amounts over time.
Loan Packages
Transparent pricing, no hidden fees — choose a plan that fits your needs.
Individual business
Small businesses
₵5,000 - ₵20,000
Term: 30-180 days • Rate: 6% flat
Meet Our Team
Experienced professionals dedicated to empowering entrepreneurs and small businesses across Ghana.
Enoch Twene
CEO/Founder
A seasoned banker and economic practitioner with over 10 years of experience in banking, especially Credit management and Analysis. He brings expertise in financial reporting, credit management.
He holds a BSc in Economics and Business Administration (Economics) from the Catholic University, Ghana.
Eric Twum Abankwa
Treasurer
Finance and accounting professional with 10+ years’ experience in mining, banking, and services. Skilled in financial reporting, treasury, compliance, and business support.
Eric currently serves as an Accountant at Drill Masters Africa, where he plays a key role in financial planning, audit support, and cost management. He holds an MBA in Finance from the University of Cape Coast, a BSc in Business Administration from the University of Ghana, and is a Chartered Accountant (CA Ghana) candidate. Eric is known for his strong analytical skills, attention to detail, and commitment to driving sound financial practices.
Apeadu Augustine
Secretary
BSc Telecommunications engineering from KNUST, MSc electrical and electronic engineering, North Carolina A & T State University, MBA Business Administration, Colorado Technical University.
Current position: Senior Electrical Engineer at Microsoft.
Akoto Sarpong Dennis
Chairman for board
Serial entrepreneur and strategist with 10+ years in finance, taxation, and business development. Dennis worked at Ghana Revenue Authority and HMRC UK in compliance and regulatory oversight.
Dennis holds a Master of Science degree in Project Management from De Montfort University, Leicester, equipping him with strong expertise in leadership, risk management, and strategic execution.
Beyond his public service background, he has founded and led several successful ventures across technology, finance, and services. These include Proceipt, a digital finance platform for businesses to streamline their invoices and expenses; Card Wisher, an e-card platform; Midlands Dusters, a UK cleaning services company; and Unoshift, a care staffing solution.
Latest updates
Free online workshops on budgeting & scaling your business.
Partnering with local NGOs to support women entrepreneurs.
Get started
Apply online in minutes — or contact our team for custom plans and enterprise lending.
Phone
0352-293943
Email
info@dreamlandmicro.com
Office
Sunyani, Ghana
Hours
Mon–Fri, 9am–5pm