Trusted • Fast • Inclusive

Microcredit reimagined for small businesses & ambitious people

Dreamland provides affordable, transparent micro-loans with flexible repayments, quick digital approvals, and tailored support so entrepreneurs in Ghana and beyond can scale confidently.

Features built for your growth

Everything you need to access short-term capital, manage repayments, and track progress — without the red tape.

Micro Loans
Small amounts, flexible terms, fast approval.
Instant Decisions
Automated credit checks speed up approvals.
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Flexible Repayments
Plans tailored to seasonal income and cashflow.
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Community Support
Financial coaching & growth resources for borrowers.
Get a quick quote
Estimate loan
Fast

How it works

Simple steps from application to disbursal — built to get capital into hands quickly and responsibly.

01

Loan application

Fill a short form and upload basic documents.

02

Fast approval

Automated checks + quick human review.

03

Receive funds

Disbursal within 24 hours for approved loans.

04

Collateral free

Build credit and access larger amounts over time.

Loan Packages

Transparent pricing, no hidden fees — choose a plan that fits your needs.

Micro loan
Best for individuals
₵1000 - ₵10,000
Term: 30-60 days • Rate: 7% flat
Apply micro
Individual business
Small businesses
₵5,000 - ₵20,000
Term: 30-180 days • Rate: 6% flat
Apply individual business
Emergency Loans
Larger ventures
₵5,000 - ₵20,000
Tailored terms • Dedicated support
Apply emergency

Latest updates

Dreamland launches new Growth loan

More capital and lower rates for returning customers.

Financial coaching sessions

Free online workshops on budgeting & scaling your business.

Community grant program

Partnering with local NGOs to support women entrepreneurs.

Get started

Apply online in minutes — or contact our team for custom plans and enterprise lending.

Phone
+233 20 767 4076 / +233 24 158 5892
Email
info@dreamlandmicro.com
Office
Sunyani, Ghana
Hours
Mon–Fri, 9am–5pm
Request callback